Invest in the now

I have been facing a pleasant conundrum in recent weeks – for the first time ever I have got a fairly decent tax return (probably the result of not working for half the year!). There are many practical things I could put it towards – the mortgage, things for our daughter, our rainy day fund (which was seriously depleted by said maternity leave). But what I really want to do is take a family holiday to Fiji! For the three years prior to having a baby we travelled regularly, but obviously we’re not quite as free as we once were. But I love travel and have been hanging out for a holiday – it’s hard to go from two overseas trips a year to none! invest in the now

I was discussing this with friend over lunch and she was totally pro-Fiji, describing it as an “investment in the now.” This logic is completely opposite to the way I normally think about things, and I love it. Pretty much every decision I make is based on how I feel/what I need in the future, hence I’m a pretty good saver and planner, but I’m not always good at appreciating the moment. While saving and planning are great skills to have, I certainly want to make the most of the opportunities that exist in the present too. Before I know it my daughter will be a toddler and I don’t want to waste those too-short baby years. So you know what? We are going to Fiji! The mortgage will still be there when we get back. But I’m choosing to invest in the now and create some special memories along the way. We’ll be in Fiji for our wedding anniversary and our daughter’s first birthday, so it will be a pretty memorable celebration.

Have you been to Fiji? Do you have any tips for me? Let me know by leaving a comment below!

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